4cashwizards.com Privacy Policy

Privacy Policy Statement

Last Updated: Jan 31, 2011

4CASHWIZARDS.COM strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy. We will never sell, barter, or rent your email address to any unauthorized third party. Period."

How we gather information from users

How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. For example, you may be asked to provide information when you register for access to certain portions of our site or request certain features, such as newsletters or when you make a purchase. You may provide information when you participate in sweepstakes and contests, message boards and chat rooms, and other interactive areas of our site. Like most Web sites, our company also collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site’s features according to your preferences.

What we do with the information we collect

Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.

Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.

We may use Personally Identifiable Information collected on 4CASHWIZARDS.COM, and our company web sites to communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered by 4CASHWIZARDS.COM and other topics we think you might find of interest.

Personally Identifiable Information collected by 4CASHWIZARDS.COM, and our company web sites may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.

Affiliated sites, linked sites and advertisements

4CASHWIZARDS.COM and our company web sites expect its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to, or view as part of a frame of content that is actually created or hosted by a third party. Also, through our company web sites you may be introduced to, or be able to access, information, Web sites, features, contests or sweepstakes offered by other parties. 4CASHWIZARDS.COM is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.

While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. 4CASHWIZARDS.COM does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties.

You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of 4CASHWIZARDS.COM and this policy.

Children

4CASHWIZARDS.COM does not knowingly collect or solicit Personally Identifiable Information from or about children under 13 except as permitted by law. If we discover we have received any information from a child under 13 in violation of this policy, we will delete that information immediately. If you believe 4CASHWIZARDS.COM has any information from or about anyone under 13, please contact us at the address listed below.

Contacting Us.

We can be reached by contacting:

Email:

Mail:
Customer Service ,
117 Hawkesbury Drive, Saint Louis, Missouri, 63121, USA

Changes to this Policy

4CASHWIZARDS.COM reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.

Governing law

This policy and the use of this Site are governed by Indiana law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the city listed above for mailing address. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: New Castle, Indiana, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

Anti-Spam Policy

(Last updated Jan 31, 2011)

4CASHWIZARDS.COM ( 4Cashwizards ) is committed to permission-based email marketing practices, and as a result has established this no-tolerance Anti-Spam Policy. 4Cashwizards will occasionally update this Anti-Spam Policy. When it does, 4Cashwizards will also revise the “last update” date at the top of this Anti-Spam Policy. For changes to this policy, 4Cashwizards will notify you (the customer) by placing a notice on its web site home page.

1. What is Spam?

Spam is commercial email or unsolicited bulk email, including “junk mail”, which has not been requested by the recipient. It is intrusive and often irrelevant or offensive, and it wastes valuable resources. Spam messages are the opposite of permission-based email, which are normally anticipated, personal, relevant and/or associated with a pre-existing business or personal relationship. Inappropriate newsgroup activities, consisting of excessive posting of the same materials to several newsgroups, are also deemed to be spam.

2. Preventing Spam

Customers of 4Cashwizards products and services have agreed during their registration process, upon accepting the Terms of Use, to comply with this Anti-Spam Policy. Specifically, each customer agrees not to use the 4Cashwizards products or services to send unsolicited email or bulk email, whether or not for commercial purposes. 4Cashwizards reserves the right to determine in its sole discretion what constitutes actionable spam, as well as what measures are necessary in response to such spam activities.

3. How 4Cashwizards Helps You to Avoid Spamming

4Cashwizards has developed its Internet marketing tools to incorporate a strict permission-based philosophy. This anti-spam philosophy is implemented through the following:

(a) Communication and Agreement – The Terms of Use that you have agreed to as part of registering for the 4Cashwizards products and services state how and for what purposes you can collect your site visitor addresses, and that you will follow the 4Cashwizards Privacy Policy and Anti-Spam Policy.

(b) Unsubscription – Each email created using 4Cashwizards products contains an “unsubscribe link”. If your web site visitors use the link to request that they be unsubscribed, your subscriber lists will automatically be adjusted to eliminate the prospect of sending unwanted email to such persons. Additionally, each person on your subscriber list has the option of unsubscribing through a web-based method provided on the 4Cashwizards web site. Customers of 4Cashwizards who try to remove the unsubscribe link will be warned that they are doing so, and if they persist in having the link removed or deactivated in any way, then 4Cashwizards will have the right to terminate their account.

(c) Purchased Mailing Lists - Mass mailings to purchased email lists are not allowed. 4Cashwizards only allows opt-in mailing lists. Purchased or inherited lists are by definition not opt-in. Similarly, you cannot use an email list relating to particular subject matter, and then use it for an unrelated topic.

4. Laws Restricting Spam

Spam laws vary from state to state, and from country to country. This 4Cashwizards Anti-Spam Policy has been developed to conform to the highest commercially reasonable standards. As a result, and without limiting the general prohibitions against all spam activities, the following are expressly prohibited:

(a) Use of false headers, or other false information, to identify the point of origin or the transmission path of the email, or to hide the true origin of the email sender,

(b) Unauthorized use of a third party’s internet domain name without the permission of such third party, to make it appear that the third party was the point of origin of the email,

(d) Assisting any person in using the products or services of 4Cashwizards for any of these previously mentioned activities.

5. Questions to Ask Yourself

To help in establishing whether you are participating in activities constituting spam, ask yourself the following questions:

(a) Are you sending email to non-specific addresses, such as info@domain.com or sales@domain.com?

(b) Have you deliberately falsified your transmission path information or originating address?

(c) Are you sending email to mailing lists or distribution lists, which then send indirectly to various other email addresses?

(d) Have you imported for use a purchased list of any type?

(e) Are you continuing to mail to anyone who has asked to be deleted from your mailing list?

(f) Does your email not provide a fully functioning link to unsubscribe?

(g) Does you email subject line contain false or misleading information?

(h) Have you used a third party’s email address or domain name without the party’s consent?

If you answer yes to any of these questions, you are likely involved in spam activities, and should contact 4CASHWIZARDS Customer Support.

6. Measures to Enforce the Anti-Spam Policy

Any 4Cashwizards customer found to be using 4Cashwizards products or services for spamming purposes may, at 4Cashwizards’s discretion, be immediately cut off from use of all 4Cashwizards products and services and/or fined US$ 1,000 per occurrence, with no refund of fees that have been paid.

4Cashwizards warns all of its customers when signing up that if they participate in spamming activities they will be subject to the loss of 4Cashwizards services, fines and possible legal action.

4Cashwizards has the right to actively review its customers’ subscriber lists and email for suspiciously large broadcasts. If 4Cashwizards finds any customers to be spamming, it will issue a warning, and if the activities are serious enough, 4Cashwizards will take action immediately. If 4Cashwizards has any reason to believe that the customer, despite warning being given, threatens to or is continuing to send spam, then 4Cashwizards may take action immediately, including disabling the customer’s account and/or reporting the customer and the incident to the proper authorities.

4Cashwizards does not attempt to censor any content, nor to curtail the business of its customers. However, spam activities do not fall within uses authorized by 4Cashwizards , and will not be tolerated.

7. Reporting Spam

If you believe that you have received spam from or through 4Cashwizards ’s facilities, please send a complaint from your email account along with the unsolicited email, with completed header, to csupport@4cashwizards.com . Please provide any other information that you believe may help us in our investigation. 4Cashwizards does not investigate or take any action based on “anonymous” spam complaints.

8. False Spam Complaints

4Cashwizards supports the efforts of various organizations working to responsibly eliminate spam activities. However, if an individual has opted-in to receive email from a customer of 4Cashwizards, and then falsely or maliciously files a spam complaint against 4Cashwizards or its customers, 4Cashwizards will cooperate fully with the appropriate agencies to ban the complainant from use of anti-spam software and the Internet community.